FEE-BASED · FIDUCIARY · SINCE 2003

    Rooted in your future.

    A Bay Area wealth management firm helping families prepare for — and thrive in — retirement.

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    INCOME·INVESTMENT·TAX·HEALTHCARE·LEGACY
    Who We Are

    Retirement planning is for everyone — not just the wealthy.

    Since 2003, we’ve helped hundreds of people grow and protect their wealth while navigating the twists and turns of retirement planning. Our approach is holistic — investment strategy, tax minimization, Medicare and healthcare guidance, estate and legacy planning — all woven into a single plan.

    What sets us apart is curiosity and genuine care. We build long relationships, not transactions. The ARBOR Method™ is how we do it.

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    Our Method

    The ARBOR Method.™

    Five pillars. One plan. Most people have accumulation figured out — the hard part is what happens when the paychecks stop. That’s where we start.

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    A
    Access to Income
    A paycheck-replacement strategy that flexes with markets and your life.
    R
    Risk & Returns
    Investment management calibrated to your goals, not to a benchmark.
    B
    Balanced Obligations
    Tax strategy that sees the whole board — Roth conversions, RMDs, IRMAA.
    O
    Optimized Healthcare
    Medicare, gap coverage, long-term care. What you will actually pay.
    R
    Realized Legacy
    Estate, beneficiaries, what outlasts you. Plan the life and the after.
    How We Work

    The C.A.R.E process.

    A proprietary framework we developed to craft a personalized path to an authentic retirement. Four steps. No surprises.

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    C
    Step 1
    Connect

    We take time to listen and understand your unique circumstances before any planning begins.

    A
    Step 2
    Assess

    An in-depth analysis of assets, income, expenses, and existing plans — the foundation of your strategy.

    R
    Step 3
    Review

    We map your retirement goals and the obstacles that could get between you and them.

    E
    Step 4
    Engage

    Active planning and ongoing stewardship — your plan adapts as your life does.

    “The math is the easy part. The hard part is deciding what you actually want your retirement to look like.”
    — JARED ELSON, NACFF·CEO & AUTHENTIKOS ADVISOR
    Know More

    Weekly market updates and insights, in your inbox.

    For more information about the ARBOR Method™, or any of our financial services, schedule a call today. Investment Advisory Services offered through Authentikos Advisory, LLC, a Registered Investment Advisor.

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